1.Issuer

The information on this website is issued by SBC Investment (SG) Pte. Ltd. ("SBCI") (UEN 202222061M), which is regulated by the Monetary Authority of Singapore as the holder of a Capital Markets Services Licence (CMS 101707) for the regulated activity of fund management.

2.Acceptance of these Terms of Use

Please read these Terms of Use before using this website and any products, services, content and information available through it. By accessing, browsing or using this website, you acknowledge that you have read, understood and agree to be legally bound by these Terms of Use. Your use of this website is governed by the version of the Terms of Use in effect on the date you access it. SBCI may change this website and these Terms of Use at any time without notice. If you continue to use this website after amended Terms of Use have been posted, you will be deemed to have accepted them.

3.Accredited and institutional investors only

This website and its contents are intended only for persons who are "institutional investors" or "accredited investors", each as defined in the Securities and Futures Act 2001 of Singapore. This website is not directed to, or intended for distribution to or use by, any person or entity that is a citizen or resident of, or located in, any jurisdiction where such distribution, publication, availability or use would be contrary to any law or regulation. By accessing this website, you represent and warrant that the laws and regulations of your jurisdiction allow you to do so.

4.General information only

The contents of this website are for general information only. They have been prepared without regard to the specific investment objectives, financial situation or particular needs of any person. Nothing on this website constitutes investment, legal, tax or other advice, or an offer, solicitation or invitation to buy or sell any product or service in any jurisdiction.

5.Personal use

This website is for your personal use only. You may not reproduce or share any information on this website without SBCI's prior written permission.

6.Investment risk

Investment involves risk. The value of investments and any income from them can fall as well as rise, and you may get back less than the amount invested. Past performance is not a guide to future results. Projections and other forward-looking statements are predictions only, and actual events or results may differ materially.

7.Your investment decisions

You are responsible for your own investment decisions. Before investing in any product, you may wish to seek advice from an independent financial adviser on its suitability for you, and you should read the relevant offering documents, including the risk disclosures. If you choose not to seek such advice, you should consider carefully whether the product is suitable for you.

8.Accuracy of information

The information on this website is based on assumptions, information and conditions available as at the relevant date(s). Neither SBCI nor any of its shareholders, directors, employees, agents, contractors or representatives makes any representation or warranty as to, or accepts any liability for, the reliability, accuracy, timeliness or completeness of this information, which may not be relied upon as the basis for any investment decision or transaction. SBCI may make changes, deletions and corrections at any time without notice, has no obligation to update or amend any information on this website, and may discontinue or change any product or service described on it at any time.

9.Third-party websites

Links or references to third-party websites and resources are provided for information only and do not constitute an endorsement by SBCI. SBCI has no control over the contents of those websites and resources and makes no representation or warranty as to the accuracy, timeliness, completeness or suitability of any information on them. Your access to and use of such links is at your own risk.

10.Intellectual property

This website is protected by copyright, trademark and other intellectual property laws. You may not copy, distribute, modify or post any part of this website, including its text, graphics, code, user interface design or logos, except as authorised by SBCI in writing. Nothing on this website grants any licence or right to use any trademark displayed on it without the prior written permission of SBCI or the relevant trademark owner.

11.Limitation of liability and indemnity

Your sole remedy for dissatisfaction with this website is to stop using it. To the fullest extent permitted by law, SBCI and its directors, officers and employees shall not be liable for any direct, indirect, incidental, consequential, special, punitive or exemplary damages arising out of or in connection with your use of, or inability to use, this website. As a condition of using this website, you agree to indemnify SBCI and its directors, officers and employees against all claims, losses, liabilities and expenses arising from your use of this website or your breach of these Terms of Use.

12.Governing law and jurisdiction

These Terms of Use are governed by and shall be construed in accordance with the laws of the Republic of Singapore. The courts of the Republic of Singapore shall have exclusive jurisdiction to hear and determine any suit, action or proceeding, and to settle any dispute, arising out of or in connection with these Terms of Use.

13.MAS review

This website has not been reviewed by the Monetary Authority of Singapore.

14.Language

This website is available in English and Chinese. The Chinese version is provided for reference only. If there is any inconsistency between the English and Chinese versions, the English version prevails.